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L Squared Insurance Agency Blog

View the latest blog posts from L Squared Insurance Agency.

Most accounting firms, law firms, and title agencies are small businesses.  Managing the business side of a professional business can be more important than doing the professional side if you want to keep the doors open.  Many people do not realize that many firms go out of business because of cash flow issues. READ MORE >>


Most attorneys understand that if they have a malpractice claim made against them or a lawsuit filed that they need to notify their insurer immediately.  But it is also important for the attorney to know when they should or should not put their malpractice insurer on notice. READ MORE >>

CEOL stands for Claims Expenses Outside the Limits of Liability.  CEOL is a separate liability sublimit for claims expenses (sometimes call defense costs).  With CEOL claims expenses do not reduce the primary liability limit, unless the sublimit is exhausted. READ MORE >>

Recently we wrote attorney malpractice insurance for a law firm that had been with Hanover Insurance since 1986.  The firm was one of the original law firms that started with Michigan Lawyers Mutual in 1986.  It had stayed with Michigan Lawyers Mutual which had changed to Professionals Direct Insurance Company (PDIC) in 2001. READ MORE >>

Errors made during the dissolving and forming of law firms with legal malpractice claims-made insurance policies can cost attorneys coverage.  Too often the attorneys either ignore or misunderstand the need for making sure that their past acts are covered. READ MORE >>

When we get this question, it is usually because the suspended attorney suspects that there will be unreported malpractice claims made against the attorney in the future.  Generally when a malpractice insurer learns about the suspension, the insurer will either set the malpractice policy up for non-renewal or cancel the coverage immediately with notice. READ MORE >>

No one likes completing malpractice insurance applications.  It is one of the more boring and stressful things to do.  But properly completing the malpractice insurance application is very important.  Even though this process takes away from billable hours, if done incorrectly it c... READ MORE >>

Ralph Picardi - Wednesday, August 15th at 1 pm EST (1 CPE) This webinar will focus on how to respond once you become aware of an actual or suspected claim or potential claim (often referred to as an incident). READ MORE >>


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